Cost & comparison
How Much Does Outsourced FP&A Cost?
Outsourced FP&A is normally priced as a fixed monthly fee for a defined scope and cadence, rather than hourly. Finviq publishes introductory founding-client rates of $1,750, $2,950 and $4,950 per month across three tiers, plus a $950 one-time FP&A Starter Review and an optional $5,000 one-time Comprehensive FP&A Diagnostic.
In short
- Finviq's introductory founding-client monthly rates are $1,750 (CORE), $2,950 (GROWTH) and $4,950 (DIRECTOR), with a $950 one-time FP&A Starter Review and an optional $5,000 one-time Comprehensive FP&A Diagnostic.
- Price is driven by scope, cadence, data readiness and the number of systems involved — not by company size alone.
- Against a full-time hire, the difference is commitment structure and seniority per dollar, not simply a lower number.
- Outsourcing is the wrong answer when the real gap is bookkeeping quality, daily operational involvement or compliance work.
How outsourced FP&A is priced
Most credible outsourced FP&A engagements are priced as a recurring monthly fee tied to a defined set of deliverables and a defined review cadence. Hourly billing tends to work badly for this kind of work, because the value sits in a repeatable monthly cycle rather than in a variable number of hours, and because hourly incentives discourage the automation that should make each cycle cheaper.
Finviq publishes fixed monthly rates so the comparison can be made without a sales process. Scope is what changes between tiers, not the seniority of the person doing the work.
What actually drives the cost
- Scope — management reporting alone sits at one end; reporting plus profitability, forecasting, cash and board material sits at the other.
- Cadence — a monthly review cycle costs less than a monthly cycle with weekly cash updates and quarterly reforecasting.
- Data readiness — a clean, consistently coded trial balance and reliable sales data reduce setup effort materially; fragmented spreadsheets increase it.
- Systems — the number of source systems and the quality of their exports affect how much of the cycle can be automated.
- Dimensionality — analysis by customer, SKU, channel and region is more work than a single consolidated P&L.
- Decision involvement — attending management meetings and owning pricing or cost decisions is a different commitment from delivering a pack.
What is included at each Finviq tier
Every tier is delivered by senior FP&A professionals and includes written interpretation, not just numbers. The tiers differ in analytical depth and in how involved Finviq is in the decision itself.
| Tier | Monthly rate | Core inclusions | Typically right when |
|---|---|---|---|
| CORE | $1,750 | Monthly management P&L, actual vs budget and prior-year variance analysis, KPI scorecard, written monthly commentary, a 60-minute senior review, email support. | Reporting is accurate but does not explain performance, and leadership wants a reliable monthly rhythm. |
| GROWTH | $2,950 | Adds an executive Power BI dashboard, customer / SKU / product / channel profitability, price-volume-mix analysis, a rolling 12-month forecast, a 13-week cash forecast, working-capital tracking, two review calls per month. | Complexity across products, customers, pricing, inventory and cash has outgrown a single consolidated view. |
| DIRECTOR | $4,950 | Adds the annual budget build, quarterly reforecasting, scenario modelling, a board/management pack, attendance at a monthly management meeting, pricing and margin decision support, weekly 13-week cash, ad-hoc analysis within fair use. | The business needs senior FP&A leadership in the room, not only analysis delivered to it. |
| FP&A Starter Review | $950 one-time | One entity, one agreed focus, review of clean client-provided data and any existing model, a concise findings report and one 60-minute review call. | You want the simplest paid way to begin with a profitability review or cash-flow forecast review. |
| Comprehensive FP&A Diagnostic | $5,000 one-time | A 2–3 week review of reporting, profitability and margin drivers, cash and working capital, and forecasting, with priority opportunities and a 90-day roadmap. | You want a scoped assessment and a plan before committing to a recurring engagement. |
The Comprehensive FP&A Diagnostic is optional and is not required before starting a monthly package. The $950 FP&A Starter Review is the simplest paid way to begin with one entity and one agreed focus.
How this compares to a full-time FP&A hire
A fair comparison is structural rather than a single number. A full-time senior FP&A hire typically carries a six-figure fully-loaded cost once salary, employer contributions, benefits, tooling, workspace and management time are included, and that commitment is fixed regardless of the month's workload. It also buys something an engagement does not: continuous availability, deep institutional context and capacity for unplanned work.
An outsourced engagement converts that fixed commitment into a defined monthly scope. What you gain is senior capability from the first cycle and no recruitment or ramp period; what you give up is unlimited availability and permanent internal presence.
| Dimension | In-house FP&A hire | Fractional / outsourced FP&A | Finviq tiers |
|---|---|---|---|
| Commitment | Permanent employment, fixed regardless of workload | Recurring engagement, reviewable | Monthly, with scope agreed up front |
| Cost structure | Fully-loaded salary plus benefits, tooling and management time | Fixed fee for a defined scope | $1,750 / $2,950 / $4,950 per month, published |
| Seniority obtained | Whatever the budget supports at that salary level | Senior capability scoped by output rather than by headcount | Senior-led at every tier; scope changes, seniority does not |
| Breadth | One person's skill set across everything | Access to a defined method and toolkit across reporting, profitability, forecasting and cash | Reporting through to board material and decision support at DIRECTOR |
| Ramp time | Recruitment cycle plus onboarding before output begins | Output typically from the first monthly cycle after data access | Comprehensive FP&A Diagnostic can produce a roadmap within 2–3 weeks |
| Availability | Continuous, including unplanned work | Defined cadence and agreed scope | Scheduled reviews, plus ad-hoc analysis within fair use at DIRECTOR |
| Key-person risk | Concentrated in one employee | Absorbed by the provider | Documented models and handover material as standard |
| Exit | Notice period, rehire and knowledge loss | End the engagement at the agreed notice | Reporting structures and documentation remain with you |
When outsourced FP&A is not the right answer
There are situations where the honest recommendation is not to buy FP&A yet, and saying so up front avoids wasting a quarter.
- The underlying bookkeeping is unreliable. FP&A sits on top of a completed close; it cannot substitute for one. Fix the ledger first.
- The need is compliance — tax, statutory accounts, audit or payroll. Those belong with an accounting firm, not an FP&A consultancy.
- The role requires daily operational presence: approving purchase orders, chasing collections, managing a finance team day to day.
- The business is small and simple enough that a single, well-built management report answers every question leadership has.
- Nobody internally has the authority or the time to act on the analysis. Insight without a decision-maker attached produces expensive reading material.
- The organisation is mid-way through an ERP migration and the data will change fundamentally within weeks — waiting is usually cheaper.
Making the cost comparison honestly
The useful question is not 'which is cheaper' but 'what is the cost of continuing to decide without this analysis'. Pricing decisions taken without a contribution view, capacity investment without a cash model, and customer terms set without cost-to-serve are all recurring costs that do not appear on any invoice.
If you want the comparison grounded in your own numbers, the free 30-minute FP&A conversation is the fastest route. The $950 FP&A Starter Review offers a focused paid review, while the $5,000 Comprehensive FP&A Diagnostic is an optional deeper engagement.
Frequently asked questions
Related Finviq pages
Let's find out what your numbers aren't telling you.
A free 30-minute FP&A Conversation. Tell us where you're struggling — we'll identify the first 2–3 areas worth investigating. No preparation required.