FP&A · Financial Intelligence · Finance Automation
FINVIQSee beyond the numbers.
Turn financial and operational data into better management decisions.
Finviq helps management understand what happened, why it happened, what may happen next, and where attention is required.
No registration required to explore the demo.
Executive dashboard
Illustrative example · representative data- Revenue
- $38.4M
- vs Budget
- +3.2%
- Gross margin
- 31.8%
- EBITDA
- $4.6M
- Cash
- $3.2M
- Forecast accuracy
- 96%
Interactive proof
Revenue increased. Why did margin decline?
Revenue
$42.6m
▲ 8.4%
Gross margin
28.7%
▼ 2.7 pts
Gross margin bridge — 31.4% → 28.7%
-2.7 pts
- Price+0.9
- Volume+1.4
- Product mix-1.6
- Input cost-2.6
- Other (disclosed)-0.8
Components reconcile exactly to the -2.7 pt margin movement (-2.7 pts).
How Finviq works
Upload → Validate → Understand → Forecast → Decide
- 01
Upload
Trial balance, budget, sales and operational data.
- 02
Validate
Mapping, reconciliations, completeness and data-quality controls.
- 03
Understand
Performance, profitability, variance, PVM, cash and drivers.
- 04
Forecast
Budgets, rolling forecasts, scenarios and cash outlook.
- 05
Decide
Management insights, risks, opportunities and board-ready reporting.
Available analysis depends on the data provided — each module states its prerequisites, and Finviq discloses what it cannot yet answer rather than estimating it.
Personas
What do you want to understand?
The same product, the same numbers. Only the language changes.
Direction, value creation and where your attention is needed.
Question library
What Finviq can answer
Answers come from your own mapped, reconciled data. Where the data needed for a question is missing, Finviq says so rather than estimating.
- Why did EBITDA miss budget?
- Why is revenue growing but margin falling?
- Which customers dilute contribution?
- Which SKUs underperform?
- What explains the change in cash?
- Where is working capital tied up?
- What happens if volume falls 10%?
- What happens if material costs rise 5%?
- Are we likely to hit the plan?
- What requires management attention?
Trust the numbers
AI should explain the numbers — not invent them.
Finviq separates calculation from explanation. Numbers are produced by a deterministic engine and proved by accounting controls before any language is written about them.
Layer 1
Financial Engine
Deterministic calculations. The same inputs always produce the same numbers.
Layer 2
Validation Engine
Accounting controls and reconciliation. Nothing is trusted until the trial balance foots, the balance sheet balances and cash ties out.
Layer 3
AI Intelligence
Explanation, investigation and management insight — using only the verified computed facts, never its own arithmetic.
Reconciliation status
- Trial balance reconciledVerified
- Balance sheet balancedVerified
- Cash movement reconciledVerified
- Account mappings reviewedVerified
- Validation checks passedVerified
And the honest states
The system is built to say when it cannot vouch for a number. Reporting stays at draft until the controls pass.
- Warning — a check passed with a variance worth explaining
- Review required — a figure needs a person before it can be issued
- Unmapped — accounts excluded from the statements, and disclosed
- Not reconciled — reporting is held at draft until it ties
These states are produced by the health-check, numeric-guard and draft/final logic already running in the Finviq workspace: an AI answer containing a figure that cannot be traced to a computed fact is refused rather than shown, and a management pack cannot reach final while a blocking check fails. Statuses shown here are an illustrative example.
Industries
The value chain your margin actually moves through
Each industry is managed through a different chain of decisions. Finviq models the chain, then explains the movement along it.
Manufacturing
Cost, yield and inventory decisions traced through to SKU margin and cash.
- Raw materials
- Production
- Inventory
- SKU margin
- Customer
- Working capital
- Cash
FMCG
Gross-to-net discipline: promotions, channels and mix separated from real pricing.
- Volume
- Price
- Mix
- Promotions
- Channels
- SKU
- Gross margin
- Forecast
Food & Beverage
SKU economics against input costs, shelf life and channel profitability.
- Product / SKU economics
- Input costs
- Channel & customer profitability
- Mix
- Inventory
- Cash
Distribution
Customer and product margin against the working capital the business funds.
- Customer
- Product margin
- Inventory
- Receivables
- Working capital
- Volume & pricing
- Cash
Senior FP&A judgement. CMA · FPAC, 15+ years in manufacturing, FMCG and commercial finance.
Systems-agnostic. Works with the finance, ERP and reporting environment you already run.
Fully remote. A remote-delivered service supporting growing businesses internationally.
Capabilities
Three capabilities. One finance partner.
Senior finance expertise drives the interpretation. Technology does the heavy lifting.
FP&A & Strategic Finance
Build stronger planning, forecasting and financial decision-making without necessarily building an entire internal FP&A function.
- Fractional FP&A
- Outsourced FP&A
- Budgeting
- Rolling forecasts
- Scenario planning
- Financial modeling
- 13-week cash flow forecasting
- Management reporting
- Board reporting
- Strategic finance
- Management decision support
Financial Intelligence & Analytics
Go beyond reporting what happened to understand what is driving revenue, margin, profitability and cash.
- Profitability analysis
- Customer profitability
- SKU / product profitability
- Margin analysis
- Price-volume-mix analysis
- Pricing analytics
- Cost-to-serve analysis
- KPI analytics
- Commercial performance analysis
- Power BI financial dashboards
- Executive dashboards
- Management analytics
Finance Automation & AI-Enabled FP&A
Reduce repetitive finance work and create faster, more consistent reporting and analysis through intelligent automation — with professional financial oversight.
- Finance reporting automation
- Management pack automation
- Data preparation & transformation
- Recurring reporting workflows
- Variance analysis automation
- Management commentary workflows
- Forecasting workflow automation
- KPI reporting automation
- Financial data integration
- Power Query / data transformation
- Power BI reporting automation
- AI-assisted FP&A workflows
- Finance process improvement
The questions behind the numbers
Four questions most growing businesses can't answer quickly.
If these take days to answer — or spark debate instead of decisions — the reporting is stopping short of the decision.
Revenue is growing. But do you know which customers and products are actually creating profit?
Customer, channel and SKU-level contribution analysis shows where growth adds profit — and where it quietly dilutes it.
Your P&L can show a profit while your cash tells a very different story.
A 13-week cash view and working-capital analysis connect profit to the cash actually available to management.
Your gross margin fell 3 points. Do you know whether price, volume, mix, or cost caused it?
A price / volume / mix / cost bridge quantifies each driver, so the margin action targets the real cause.
Your management reporting should answer questions, not create more of them.
One executive dashboard with a management insight panel: what happened, why, what it implies, and what to do next.
Finviq in motion
See beyond the numbers
A short look at how Finviq turns financial and operational data into decisions leadership can act on.
Includes sound — press play and use the volume control if you need it muted.
Solutions
Three ways Finviq supports management decisions
Systems-agnostic and hands-on. Dashboards are evidence of the analysis, not the product.
Fractional FP&A & decision support
Senior FP&A capability without building a full internal FP&A function.
- Monthly performance reporting
- Budget vs actual analysis
- Rolling forecasts
- Management and board packs
- Driver-based planning
- Executive decision support
Margin & profitability intelligence
Understand where profit is created, where margin is leaking, and what is driving the change.
- Customer profitability
- SKU / product profitability
- Price–volume–mix analysis
- Pricing analysis and margin bridges
- Cost-to-serve
- P&L improvement and cost control
Cash flow & working capital
See cash pressure early enough to act.
- 13-week cash-flow forecasting
- Scenario modelling
- Inventory
- Receivables / DSO
- Payables / DPO
- Liquidity visibility and working-capital drivers
Senior capability, on your terms
Need stronger FP&A capability, but not ready to build a full internal team?
Finviq can help. You get senior commercial FP&A judgement on profitability, margin, cash and forecasting — structured around the decisions in front of you, and scaled to what the business needs right now.
This is not a cheaper substitute for hiring. It is a different way to access senior FP&A capability: experienced judgement from week one, flexible scope, and analysis framed for a decision.
- Senior FP&A judgement from week one
- Decision-grade analysis, not more reporting
- Scope flexes up or down as complexity changes
- Works with your existing ERP and reporting
Free 30-minute FP&A Conversation
Tell us where you’re struggling. We’ll identify the first 2–3 areas worth investigating.
No preparation, no data required, no obligation. You leave with a short view of where profit, margin or cash is most likely leaking — whether or not you work with Finviq.
Systems
Works with the systems your finance team already uses.
Systems-agnostic FP&A. Finviq works across finance, ERP and reporting environments to create a clearer management view of performance.
- Power BI
- Excel
- NetSuite
- Microsoft Dynamics
- SAP
- Sage
- QuickBooks
- Xero
References to systems reflect working experience only. No partnership, certification or vendor endorsement is implied.
Human expertise
AI when automation makes sense. Senior FP&A expertise when judgment matters.
Automation handles the mechanical work — mapping, reconciliation, variance, bridges, packs. Where a number needs interpreting, a senior FP&A practitioner reviews it. Expert review is available where commercially agreed.
FP&A services
Explore
Pick the page you need
Where to start
Three ways in — pick the one that matches where you are
Not every finance decision starts with a call. Explore first, check where you stand, or choose the right starting conversation.
Just looking
Explore how it works
See the analysis before you speak to anyone. Fictional data, no sign-up.
Working out where you stand
Check your readiness
A short self-assessment on visibility, data quality and decision support.
Ready to move
Start working with Finviq
Start with a free conversation, a focused Starter Review, or request portal access.
Let's find out what your numbers aren't telling you.
A free 30-minute FP&A Conversation. Tell us where you're struggling — we'll identify the first 2–3 areas worth investigating. No preparation required.